Thursday, October 14, 2010

Well Well Well...

If you're wondering why there hasn't been any updating on the house, it's because there's not much to update about. Our original closing date was August 27th. It's okay that we passed that date by a few weeks...however it is now almost 2 months past that date.
Basically, here's a rundown of what has happened: We signed to close about a month ago, under the impression the house would be ours within 48 hours. Meanwhile, the lenders we were using were being bought out. The new lenders did not have the rights to lend in the state of Washington. Imagine that! (There are more professional words for all this stuff, but I am 22 and learning. I was clueless to begin). So anyway, we pretty much didn't even hear from anyone for a week or so, and then were informed this was going on. Our broker then sent our case to a few other lenders, which are just now going into underwriting. So this week we decided we should switch to a bank. We found this amazing lady at Wells Fargo who is extremely busy, and she has basically just dropped everything to help us out. She has been so so helpful and detailed and I could just give her a hug. It's still not 100% but she is doing everything she can to help us and we should know in about 3 weeks. We have been praying if this is still something we should even be trying and we still feel good about it, so I guess it will just be a learning experience if it's not meant to be. (But I hope it is because we have fallen in love with this house and are so ready to be in it!) So that's the update. We're basically back to square one.